Mortgage Professional


Canadians today face many reasons to refinance their mortgage.
For example, you may have been working at improving your credit score and now qualify for a new mortgage with a better discount, or you may want to stabilize your payments by changing from a variable rate mortgage to a fixed-rate.

Refinancing is also a good option to pull out equity for consolidating debt, home improvements, investments, college expenses, and more.


When most of us dream of retirement, we imagine ourselves in our homes – sharing a meal with family or just relaxing in a comfortable spot.
But retirement can also bring financial strain. Seniors often face the challenge of managing with less cash flow than they anticipated or coping with unforeseen expenses.

Jodie understand. HomeEquity bank is the only bank dedicated to empowering older Canadian homeowners with smart, simple ways to use the value of their home during retirement.

For over 25 years The Canadian Home Income Plan (CHIP) our reverse mortgage solution has helped thousands of older homeowners enjoy more financial flexibility without having to sell or move. CHIP might be the solution for you.

Features of a CHIP Reverse Mortgage


Free up money or save thousands on your mortgage

The circumstances when you secured your mortgage to now may have changed, but don’t worry – you have options. You may want to refinance for any number of reasons.
Refinancing may be the best option for you to lower your monthly payments or free up cash.

I can help you figure that out.

CHIP can help retired homeowners stay in their homes

Enjoying the fruits of your labor and the comfort of your home is what retirement is supposed to be about.

Limited cash flow and unforeseen expenses can interrupt the dream and cause you to lose sleep. I understand these circumstances. I have options that can help you get back to sitting around the table and enjoying a nice meal without the worry of financial strain.

The Canadian Home Income Plan (CHIP) has helped thousands of homeowners over 55 enjoy more financial flexibility without having to sell or move.

With a CHIP reverse mortgage through HomeEquity bank you are empowered to use the value of your home.

Consider these benefits:
CHIP might just be the solution for you. I can help.

Jodie Kristian

Mortgage Advisor

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