JODIE KRISTIAN

Mortgage Professional

The best mortgage for you without the stress.

Struggling to find the best mortgage for your circumstance?
From big banks to credit unions and everything in between – it’s overwhelming.
Get a mortgage without the effort with a mortgage professional.

The best mortgage for you without the stress.

Struggling to find the best mortgage for your circumstance?
From big banks to credit unions and everything in between – it’s overwhelming.
Get a mortgage without the effort with a mortgage professional.

What My Client's Say

Feel good about one of the biggest purchases you’ll ever make.

The element of surprise is great when it comes to a milestone birthday party or an unexpected cheque in the mail. It’s not so great when it comes to getting, renewing, or refinancing your mortgage.

You want to understand what you are getting into with a mortgage. You don’t want any surprises because of the small print on the 15th page of the driest document you’ve ever read.

A mortgage advisor can help avoid surprises while getting you the best rate—saving you thousands.

Mortgage Services

Home Purchase

When buying a home you can get a mortgage from your bank but you are limited to their products and their rates.

With an independent mortgage professional you get options, and you get them fast. A mortgage adviser offers you more choices and more possibilities.

Mortgage Renewal

Your lender would prefer you to just sign and return your renewal letter, agreeing to their terms and rates. It’s so easy that over 60% of borrowers sign the letter and send it back. It’s tempting. Why complicate a process that they have made so easy?

Because you can save thousands of dollars.

Mortgage Refinance

Are you looking to clean up unsecured debt, seeking funds to renovate your home, or exploring the idea of a rental home or second property? You may be able to access the equity in your current residence to help achieve these goals.

I can provide a quick assessment of the options available to you in just minutes.

A sample of the many trusted lenders I work with

About Me

The world of real estate is fast paced and ever changing. If you are unfamiliar with lending institutions and the plethora of products they offer it can be overwhelming. Not for me.

Since 1998 I have been walking people through an otherwise stressful time, bringing ease and confidence to getting the best mortgage possible. When I’m not helping clients I love to run, hike, lift weights, practice yoga, or anything else that keeps me moving.

FAQ

A great mortgage broker works for you and will offer you an unbiased opinion based on numbers and your situation. I work with multiple lenders and am familiar with changing rates, products, and market fluctuations. My goal is to save you money, time, and the stress of dealing with the complexities of shopping for a mortgage.

Yes! When you are happy, I’m happy, and I know what will make you happy—the best rate possible. I will work with your specific financial situation while I shop around and negotiate to find the best mortgage and rate for you.

Mortgage Professionals work for YOU, not the bank, therefore, I work in your best interest. From the first consultation to the signing of your mortgage, my services are free to the client. There may be a fee for those with the most challenging of credit positions. Under those unique circumstances a mortgage professional will be able to do what your bank cannot.

About me

The world of real estate is fast paced and ever changing. If you are unfamiliar with lending institutions and the plethora of products they offer it can be overwhelming. Not for me.

Since 1998 I have been walking people through an otherwise stressful time, bringing ease and confidence to getting the best mortgage possible. When I’m not helping clients I love to run, hike, lift weights, practice yoga, or anything else that keeps me moving.

What My Client's Say

Our Services

Home Purchase

I’ve been a licensed mortgage broker in the community since 1998. Prior to that, I worked in the conveyancing department for several busy real estate lawyers. My passions include running, hiking, weight lifting, yoga and anything physical. I love the fast-paced world of real estate and have enjoyed working with real estate professionals in the City of Victoria and surrounding areas throughout my career.

Renewal

This is where the majority of banks make their largest profit from home buyers. It is important that you don’t just sign your renewal statement and send it back to the bank. Reach out to a mortgage advisor well in advance of your renewal date to secure the best rate for yourself. I work with over 40 different lenders in Canada that all compete against one another for your renewal business. A mortgage advisor could literally save you thousands of dollars.

Refinancing

Are you looking to clean up unsecured debt, seeking funds to renovate your home, or exploring the idea of a rental home or second property? You may be able to access the equity in your current residence to help achieve these goals. I have the ability to provide a quick assessment of the options available to you in just minutes.

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